Around 90 percent of employees work for companies who offer a
Flexible Spending Account (FSA, Flex Account) to help lower net
healthcare costs. FSAs allow you to use pretax income on medical
expenses including deductibles co-payments and medical expenses
not normally covered by medical insurance like eyeglasses, refractive
surgery, even aspirin and bandages.
No Federal dollar limits apply, but most employers set maximum
annual contribution level; usually around $5,000. Your employer
will deduct a contribution to your FSA from your pretax income with
each paycheck. You will decide how much.
The one major caveat to FSAs is the "use it or lose it" provision.
All of the FSA money set aside must be used during that same year.
If not used, it cannot be rolled over into the next year and you
actually lose the money. You'll need to do a little planning to
decide how much you want set aside from your paycheck to fund out-of-pocket
medical expenses. Talk with your employer's human resources department
about your company's FSA.
If you are ready to choose a doctor to be evaluated for conventional
or custom
wavefront
Lasik,
All-Laser Lasik,
PRK,
LASEK,
Epi-Lasik,
NearVision CK,
RLE, or any
refractive surgery procedure, we highly recommend you consider
a doctor who has been evaluated and certified by the USAEyes
nonprofit organization. Locate a USAEyes Evaluated & Certified
Lasik Laser Eye Surgery Doctor.
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